What These Terms Cover
These Terms & Conditions apply when you open an account, use your account page, or send a request through our wallet flow. Access depends on local law and is available only where local law permits. If a rule in your area blocks a feature, we follow
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that rule first. Before a request moves forward, we may ask for a name match, payment-source check, or device confirmation. That applies to DANA, OVO, GoPay, and QRIS because the rail must match the registered account. The active text on this page controls when we update
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a clause, and the earlier version no longer applies once the new text is live. If you are reading from Makassar or another Indonesian city, the same path still applies once your region is allowed.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.